Insurance companies understand risk better than anyone, and they are speaking up about it. Their latest message says more money should be spent on making preparations for disaster, helping cleanups become less costly. That will require a change in certain federal policies. Meanwhile, the number of disastrous events just keeps on rising, which the companies believe are being caused by changes in the climate. Ending the growth of this trend would require an altogether different kind of policy changes. Either way, it will be interesting to see how Congress responds. Without useful policy changes we will be seeing a continuing trend of considerably higher insurance rates, which the companies would rather avoid but are pretty much stuck with.
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Another reminder of where the Earth’s excess heat is going. Keep these numbers in your memory—the oceans swallow 93% of it while continents only have the means to store 3%, melting of ice (net) consumes 3% and the atmosphere is allowed to keep the rest, just 1%. Also consider this—the Earth is constantly being flooded with heat from sunlight, part of which is just reflected while the larger part is absorbed, mostly right at the surface. The absorbed part just turns around and causes an outbound flood of its own, but now as infrared, except for the small portion that cannot flee because of recent increases in the amount of greenhouse gas. That excess is what the four above-named features divide up and retain, under the rubric of global warming. In the brief video, note the constant presence of temporal irregularity, with atmospheric heat storage being the part most affected.
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How much CO2 can plants absorb? Currently plants are very helpful at absorbing a meaningful amount of our excessive CO2 emissions. This new study supports warnings that future growth will be curtailed, and possibly reversed at some point, because of limited supplies of soil nutrients.
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Small-scale solar energy products at work in the market. For people who have no access to electricity these devices are a godsend. They save money and the suppliers still make a profit, assuring continued rapid growth, and a plus for the environment.
Carl